How do I make the repayments?
The monthly payments are collected via Direct Debit, starting one month after you sign the credit agreement. The payments are subject to your usual guarantee from your bank.
When can I start the treatment?
Immediately. You can start as soon as the credit agreement has been signed.
What if I change my mind?
There is a statutory “cooling-off” period of 14 days after you sign your credit agreement - during this time you can cancel the credit agreement at no cost. However, if you have started any treatment which would have been financed, you will have to make other arrangements to pay for it.
Who provides the finance?
The finance is arranged through Chrysalis Finance Ltd., a company authorised and regulated by the Financial Conduct Authority to carry out the regulated activity of credit broking under Firm Reference Number 631193.
FCA disclosure: Timothy P S McDonogh, trading as Croydon Orthodontic Practice, is an Appointed Representative of Chrysalis Finance Limited, which is authorised and regulated by the Financial Conduct Authority to carry out the regulated activity of credit broking.
There are no hidden costs at Croydon Orthodontic Practice. All payment plans include:
- The full course of orthodontic treatment, no matter how long this treatment takes.
- Removable and fixed retainers at the end of treatment.
- One year of appointments post-treatment in order to supervise retainer wear.
Every case is based on specific circumstances, however, typical treatments cost between £3,000 and £4,000. Prices depend on the complexity of the treatment and the type of brace you choose. We offer flexible payment plans to all our patients.
- Interest-free payments for the first 12 months.
- Low-cost finance options for payments over 2, 3, 4 and 5 years, starting from as little as £61 a month.
- You can choose to put an initial deposit down at the start of treatment to lower your monthly payments to suit your budget.
Low-cost payment plans
Are you considering cosmetic, aesthetic, orthodontic or dental implant work, but not sure about the best way to pay for it? If so, you might be interested in the low-cost payment plans we offer to fund your treatment.
How much can I borrow?
You can borrow between £350 and £25,000, subject to status. You must be over 21 to apply.
How do I apply?
You will need to complete a simple online credit application, and you will be assisted to do this by one of our staff. Most applications are approved straight away which means that you can book an appointment for your chosen treatment as soon as you wish.
How much will I pay?
We will provide you with a quotation that outlines the monthly payment schedule, and the total interest that is payable over the term of the loan. There are no hidden costs and a deposit is not necessary!
How do I make the repayments?
These monthly payments are collected via Direct Debit and are subject to the usual guarantee from your bank.
Who is the credit provider?
Croydon Orthodontic Practice works with two reputable companies to bring finance to our patients: Chrysalis Finance Ltd. is our credit broker and Shawbrook Bank Ltd. is the credit provider.
Examples of these monthly repayments are shown below:
|Amount of credit
|Term of loan
|Total amount repaid